Qualification Guide
Requirements and qualifications for MCAs
Qualification Requirements
Common Requirements
- Time in Business
Usually 6-12 months minimum
- Monthly Revenue
Typically $10,000+ monthly
- Credit Score
Often 500+ minimum
Required Documentation
- Bank Statements
Last 3-6 months
- Business ID
Tax ID, business license
- Processing Statements
If applicable
Tips for Approval
- Maintain Clean Bank Statements
Avoid overdrafts and NSF fees
- Keep Organized Records
Have all documents ready
- Show Consistent Revenue
Stable or growing sales
- Address Outstanding Issues
Resolve any tax liens